NJ Appellate Court Sounds Warning Bell to Lenders About Issuing Pre-Foreclosure Notices
In a published decision issued on October 4, 2018, the New Jersey Appellate Division issued a controversial ruling that allows a homeowner to pursue a claim against Bank of America under the New Jersey Truth-in-Consumer Contract, Warranty and Notice Act (TCCWNA) due to the defendants' failure to identify the lender's name and address in several pre...
Imposing Personal Liability on Business Officers and Owners in New Jersey
One of the primary benefits for individuals operating a business under the umbrella of a corporation or limited liability company is avoiding personal liability. As a general matter, “[t]he rule of law that has evolved in New Jersey is that the corporate form as a wholly distinct and separate entity will be upheld.” Coppa v. Taxation Div. Direc...
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Federal Appeals Court Tells Super Bowl Ticket Purchasers to Take a Hike
Perfect timing. Just a few weeks before Super Bowl 50, a federal appeals court has rejected a class action lawsuit filed by two disgruntled football fans against the National Football League (NFL) for allegedly violating the New Jersey Consumer Fraud Act and New Jersey Ticket Law regarding the sale of Super Bowl tickets. Finkelman v. National Foo...
Roommate Has Standing to Sue Bank of America for Violating Telephone Consumer Protection Act, Says Third Circuit Appeals Court
In a precedential opinion, the United States Court of Appeals for the Third Circuit held that a non-intended recipient of an automated telephone solicitation has legal standing to sue Bank of America for violating the Telephone Consumer Protection Act, 42 U.S.C. § 277. Leyse v. Bank of America, N.A., Case No. 14-4073 (3rd Cir., October 14, 2015).
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